Ensuring your employees' business trips go as planned
Starr’s Accident & Health products cover clients anytime, anywhere with plans that meet their needs. Our Business Travel & Accident Coverage provides protection for our clients from costs associated with delayed flights, life-threatening experiences or medical emergencies, political unrest, terrorist attacks, natural disasters and more. When Starr manages our clients’ business risk, they can be assured of on-the-ground 24/7 local assistance from a competent and engaged assistance provider.
Highlights
Client Profile
- Employers of all sizes with two or more employees who travel for business
Hazards Available
- 24-Hour Business Travel Coverage
- 24-Hour Coverage (Business & Pleasure)
- Non-Employee Directors Coverage
- Non-Employee Business Travel Coverage
- Owned, Leased or Operated Aircraft Coverage
- Pilots’ and Crew Members’ Coverage
- Hijacking and Air Piracy Coverage
- War Risk
- Terrorism
- Bomb Scare Coverage
- Felonious Assault Coverage
- Full Occupational Coverage
- Telecommuting
Highlights
- Coverages, Limits and Deductibles are customizable
- Choice to work with best in class travel assistance providers based on client’s risks:
- Global Guardian
- World Travel Protection
- International SOS
- Ease of underwriting through centralized approach
- Active account management through the term of the policy
Claims
- Claims are handled by Administrative Concepts, Inc. (ACI) ---a TPA with customer dedication and experience. Starr Insurance Companies Accident & Health in-house claims team oversees the performance of our TPAs.
Key Benefits
- Accidental Death & Dismemberment Benefit
- Paralysis Benefit
- Coma Benefit
- Accident Medical Benefit Rider
- Out of Country Medical Benefit Rider (includes a mental nervous disorder benefit)
- Telehealth
- Emergency Medical Evacuation Benefit
- Security Evacuation Expense Benefit
- Repatriation of Remains Benefit
- Natural Disaster Evacuation Expense Benefit
- Permanent Total Disability Benefit
- Total Loss of Use Benefit
- Family Reunion Benefit
- Identity Theft Expense Benefit
- Childcare Expense Benefit
- Parent Care Benefit
- Personal Property Benefit
- Random Acts of Violence Benefit
- Kidnap and Ransom Benefit
- Carjacking Benefit
- Exposure and Disappearance Coverage
- Vocational Training Expense Benefit
- Spouse / Domestic Partner Retraining Benefit
- Checked Baggage Benefit
- Loss of Travel Documents Benefit
- Baggage Delay Benefit
- Trip Cancellation For Any Reason Benefit
- Trip Cancellation Benefit (includes Quarantine Coverage)
- Trip Delay Benefit (includes Quarantine Coverage)
- Trip Interruption Benefit (includes Quarantine Coverage)
- Rehabilitation Benefit
- Home Alteration and Vehicle Modification Benefit
- Psychological Therapy Benefit
- Return Minor Child(ren) Benefit
- Return of Traveling Companion Benefit
- Seat Belt Benefit and Air Bag Benefit
- Occupational HIV / Hepatitis Benefit
- Pandemic Evacuation Benefit
Disclaimer
Coverages described herein are underwritten by Starr Indemnity & Liability Company or Starr Surplus Lines Insurance Company. Starr Insurance Companies is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.
Coverages described herein are underwritten by Starr Indemnity & Liability Company or Starr Surplus Lines Insurance Company. Starr Insurance Companies is a marketing name for the operating insurance and travel assistance companies and subsidiaries of Starr International Company, Inc. and for the investment business of C. V. Starr & Co., Inc. and its subsidiaries. The coverages described in this document are only a brief description of available insurance coverage. It is intended for general information purposes only and does not provide any guidance regarding specific coverage available or any claim made thereunder. Any policy described herein will contain limitations, exclusions and termination provisions. Not all coverages are available in all jurisdictions. For costs and complete details of specific policy coverage, please contact an insurance professional by sending an email to the address provided above.